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NΞW BUSINΞSS OЯIGINΛTIONS INTΞЯN

 

 

Internship · London (Hybrid)

About Jaja   

Jaja is a consumer finance business, launching its first product, a digital credit card, in 2018. With backing from several major Private Equity funds, Jaja has an ambitious growth strategy that includes providing consumer finance in partnership with leading consumer brands, with a number of partnerships secured alongside an exciting pipeline of opportunities.  Jaja is on a mission to redefine the consumer finance experience and liberate customers from needless complexity, wasted time, and frustration. Or as we say it, Make Simple. We will delight our customers – making the customer experience simpler, more enjoyable, more intelligent – treating customers fairly and giving them more control of their money.

Our Mission: To be the UK’s Digital Lender of Choice

Our Company Values: Collaboration, Excellence, Innovation, Empathy, Passion

Why join us?   

This is a chance to make a real impact in a growing business on a mission to change the face of the consumer finance industry forever.

We have a collaborative team structure fuelled by an exciting mix of people welcoming both experienced people from the industry with both feet on the ground and tech-savvy dreamers who pave way for the new stuff. Come as you are and be yourself!

About the Role

The role is a 10 week internship based in our London office, with the successful candidate being required to work 2-3 days a week in our London office. The role is full time, 5 days per week Mon-Fri.

We are seeking a highly motivated and technical minded analyst intern to join our analytics department.  This paid internship opportunity will allow you to gain hands-on experience in analysing customer data, contributing to strategic discussions, cost reduction initiatives and process improvements. You will take end to end ownership of a specific project that focusses on supporting the enhancement of the New Business Originations strategies.

Project Details

As an Analytics intern, you will work on an end-to-end project that you drive and deliver on to enhance New Business Origination strategy, gain hands-on experience in data analysis, support strategic initiatives, and improve processes.

 

Your project will consist of: 

  • Analysing large datasets to identify opportunities for strategy optimization.
  • Understanding and utilising data from a Credit Reference Agencies.
  • Conducting swap set analysis, impact assessments and other techniques to help enhance strategy decisions.
  • Identifying areas of business continuity, strategy uplifts, and high-risk populations.
  • Ensuring the methodologies used are replicable and applicable across all Jaja products.
  • Automating and optimising processes to improve efficiency.

This project is a great opportunity to extend knowledge and enhance your skills in the following ways:

  • Becoming proficient with tools such as SQL, Tableau, and Excel, as you will use these throughout your project.
  • Gaining business knowledge around credit assessment and customer acquisition within the fintech industry.
  • Understanding the focuses and priorities of external teams, as your analyses and forecasts will be utilised by multiple stakeholders across Jaja to assess and enhance our performance.

New Business Originations

The New Business Origination team play a crucial role within the customer acquisition and risk assessment process within JAJA. Our primary responsibility is to evaluate and assess the creditworthiness of potential customers seeking a Credit Card.

  • Analyse how data drives decisions based on whether a customer is accepted for a credit card
  • Understand the customer journey from a data and systems perspective and seek opportunities to optimise
  • Collaborate with cross-functional teams to gather data, conduct analysis, and generate insights

About You

  • Currently pursuing or recently completed a degree in Science, Technology, Engineering, Mathematics, Finance or Business.
  • Interested in data analysis and visualisation (Excel, Looker, Tableau, Power BI, Google Sheets, etc.).
  • Strong problem-solving and analytical skills.
  • Excellent communication skills.
  • Self-motivated and eager to learn.
  • Knowledge of programming languages (SQL, R, Python, MATLAB, Java, C#) is a plus.

What’s in it for you?    

  • The chance to make a real impact in a growing start-up on a mission to change the face of the consumer finance industry forever.
  • Competitive salary
  • Employee assistance program
  • Off-site get togethers.
  • 5 day holiday allowance plus UK bank holiday

Fair Processing Notification

The personal information we have collected from you will be shared with Cifas who will use it to prevent fraud, other unlawful or dishonest conduct, malpractice, and other seriously improper conduct. If any of these are detected you could be refused certain services or employment. Your personal information will also be used to verify your identity. Further details of how your information will be used by us and Cifas, and your data protection rights, can be found by [https://www.cifas.org.uk/fpn].

ΛPPLY

About JAJA

Jaja is on a mission to redefine and simplify the credit card experience, giving people more time to do the things they love. It’s in our DNA. If things are complicated, we fix them. We Make Simple.

We’ve created a simple-to-use app and online service, to simplify how people manage their money in an ever-increasing world of self-fulfilment. We believe in giving our customers the freedom of get things done effortlessly, when and wherever they want.

Jaja is rooted in simplicity and is what drives us every day. Find out more about the Jaja card visit jaja.co.uk #jajayourlife

PARTNERSHIPS

We’re not just stopping with our own credit card. We’ve built a technology platform which enables us to bring life to credit cards and financial products from a range of partner businesses. Applying the Jaja Magic to other brands helps us to ‘make simple’ for even more customers.

We create both co-branded credit cards and co-branded payment solutions for our partners.

Find out more about our partnerships: https://jaja.co.uk/business/

CAREERS

The Jaja Magic is in the mix of our people.

We’re committed to designing brilliantly simple and liberating products. To do this, we’ve built a talented team of problem solvers, proven innovators and finance experts.

We’re expanding, fast. And we’re looking for great people to help us continue our vision and shape the future.

Find out more about our positions here: https://jaja.co.uk/careers/